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In Canada, 90% of health insurance is purchased through a group plan[1], mostly through an employer[2]. The plan design is largely determined by the plan sponsor (who is usually an employer) and therefore coverage for counselling/psychotherapy services varies by employer and by plan type.

Watch our recorded webinar from Counselling and Psychotherapy Month 2022 on Health Insurance for Counselling/Counselling Therapy/Psychotherapy Services to learn more about how health insurance coverage is determined, paid out, what to do when a claim is rejected, and how CCPA is working to improve inclusion in these plans for our members and thus improve access to mental health care services for Canadians!

To learn more about health insurance in Canada, explore the resources developed by the Canadian Life and Health Insurance Association (CLHIA) entitled Resources for Health Care Providers, including but not limited to an overview on health insurance in Canada and best practices for your receipts. Also take a look at our other resources:

Sample Receipt

Developed in collaboration with the Canadian Life and Health Insurance Association and CCPA’s Private Practitioners Chapter

See Receipt

References

[1] Deloitte. (2019). The ROI in workplace mental health programs: Good for people, good for business – A blueprint for workplace mental health programs. Deloitte Insights.
[2] https://www.clhia.ca/web/CLHIA_LP4W_LND_Webstation.nsf/resources/Factbook_2/$file/2021+FACT+BOOK+EN.pdf
[3] https://www.commonwealthfund.org/international-health-policy-center/countries/Canada